Mortgage Rates August 2025 – Simply put, all three firms expect a mild mortgage. If you're house hunting, here's how that may—or may not—impact 2025 mortgage rates. What will mortgage rates be like in 2025? Virginia, on august 22, 2023.
The fed is currently neutral on interest rates but could resume cuts later this year. By october 2023, due to high inflation, rates soared to nearly 7.80%, 2 which significantly impacted the u.s. Analysts revised their expectations for 2025 and 2026 to include higher mortgage rates, delivering bad news to aspiring homebuyers. Mortgage rates surged above 7 percent in the spring, then fell all the way to 6.2 percent in september, just before the federal reserve announced the first of what would be three rate cuts in 2024.
Mortgage Rates August 2025
Mortgage Rates August 2025
Housing market by making homes less affordable. Maximum interest rate 6.82%, minimum 6.42%. Maximum interest rate 6.62%, minimum 6.13%.
The mortgage rate forecast at the end of the month 6.62%. The average for the month 6.65%. Mortgage rates were on a downward course—until they weren’t.
Mortgage interest rate prediction for august 2025. The mba expects 6.0%, while wells fargo forecasts 5.9%.

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